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Private and Alternative Loan Programs

Educational loans that are not part of the Federal Student Aid program are typically referred to as "private" or "alternative" loans. These loans can be made to either the student or the parent and usually require a co-signer.

Before considering additional funding through a private loan program, MacMurray encourages students and their parents to utilize the maximum federal loan eligibility available to them. Comprehensive information regarding federal loan programs is available at Once all federal opportunities have been exhausted, a private loan can assist the family in bridging the gap between college costs and traditional funding sources.

General Information

Terms and conditions of private loans (including approval, interest rates and fees) are dependent on the credit worthiness of the borrower or the co-borrower. The borrower as a consumer should carefully review program details before selecting a private loan program.

Self-Certification Form

Private loan borrowers must complete a Self-Certification Form. Your lender will provide you with this form and instructions on how it must be completed (electronically or by paper). All Self-Certification Forms for private loans should be sent to your specific lender and not One-Stop Student Services.


MacMurray College will process private loans from any lending institution. However, we have provided our historical list of lenders used here over the past several years. This list is not all encompassing, and students are encouraged to find their best option when using private loan financing. Students are encouraged to read all terms and conditions before applying for a private loan. The lenders in this list appear in alphabetical order. We also suggest visiting This will help students and parents compare many lender rates, terms, and benefits.

Lender Website Phone Number
Annheuser-Busch 800-518-1589
CEFCU 800-633-7077
CuStudentLoans 888-549-9050
Discover Student Loans 877-728-3030
Sallie Mae 800-472-5543
Wells Fargo EFS 877-599-6788

Questions to ask lenders.

Student Lending Code of Conduct

MacMurray College is committed to provide students and parents with the best information regarding the private loan process. You can visit our Code of Conduct page for more details.